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Income Tax Calculator

Estimate your income tax for FY 2025-26 (AY 2026-27) under the new and old regimes, including the standard deduction, Section 87A rebate and 4% cess.

Total tax payable₹0
Taxable income₹11,25,000
Income tax (after 87A rebate)₹0
Health & education cess (4%)₹0
Effective tax rate0.0%

Estimate for FY 2025-26 (AY 2026-27), resident individual below 60. Excludes surcharge on incomes above ₹50 lakh and any special-rate income. Verify with a tax professional before filing.

New regime tax slabs (FY 2025-26)

₹0–4L: nil · ₹4–8L: 5% · ₹8–12L: 10% · ₹12–16L: 15% · ₹16–20L: 20% · ₹20–24L: 25% · above ₹24L: 30%. A Section 87A rebate makes tax zero for taxable income up to ₹12 lakh, and salaried taxpayers get a ₹75,000 standard deduction.

Old regime tax slabs (below 60)

₹0–2.5L: nil · ₹2.5–5L: 5% · ₹5–10L: 20% · above ₹10L: 30%. The old regime lets you claim deductions (80C, 80D, HRA, home-loan interest and more) plus a ₹50,000 standard deduction, with an 87A rebate up to ₹5 lakh taxable income.

Which regime is better?

The new regime usually wins if you have few deductions, thanks to the higher rebate. The old regime can be better if you claim large deductions (heavy 80C, home-loan interest, HRA). Try both here and compare the total tax.

FAQ

Is surcharge included? No — this estimate excludes the surcharge that applies to incomes above ₹50 lakh and any special-rate income.

Does it cover senior citizens? The slabs shown are for residents below 60; senior and super-senior slabs differ under the old regime.

Is my data safe? Yes — everything is calculated in your browser and nothing is uploaded or stored.